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Making Money: (Discworld Novel 36) (Discworld Novels) by Terry Pratchett (13-Feb-2014) Paperback
4.5/5
Category
Books
Marcus Whitfield
Oct 2, 2025
2 min read
The Invisible Hand & Visible Chaos: A Pratchettian Lesson in Modern Finance
Terry Pratchett, the master of satirical fantasy, doesn’t just *tell* stories; he holds a funhouse mirror up to our own world, exaggerating its absurdities until we recognize ourselves reflected in the distortions. *Making Money*, Discworld Novel 36, is perhaps his most prescient work yet, a surpris...
Terry Pratchett, the master of satirical fantasy, doesn’t just *tell* stories; he holds a funhouse mirror up to our own world, exaggerating its absurdities until we recognize ourselves reflected in the distortions. *Making Money*, Discworld Novel 36, is perhaps his most prescient work yet, a surprisingly insightful and hilariously entertaining exploration of finance, banking, and the very nature of wealth. It's a book that would benefit anyone with even a passing interest in economics, or those simply trying to understand why things *really* happen the way they do.
The cover design itself perfectly encapsulates this spirit. The dark blue background speaks to the shadowy world of high finance, while the gold-suited man – Moist von Lipwig, our charmingly roguish protagonist – confidently points forward. The swirling coins and the presence of a turtle and rabbit are more than just whimsical touches; they hint at the slow, steady accumulation of wealth alongside the unpredictable and often frantic nature of markets. It’s a visual promise of chaos tempered with opportunity, the perfect introduction to Pratchett's unique brand of storytelling.
Von Lipwig isn’t your typical hero. He's a conman, given the choice between prison and revitalizing Ankh-Morpork’s utterly dysfunctional Royal Mint. Pratchett brilliantly uses this setup to deconstruct the foundations of modern banking. He doesn’t get bogged down in complex jargon; instead, he illuminates the core principles – trust, innovation, and the inherent human need for a medium of exchange. The creation of “clacks” (an early form of the internet) and its subsequent impact on financial transactions feel remarkably relevant in our digitally connected world.
What truly sets *Making Money* apart is Pratchett’s ability to weave historical and political commentary into his fantastical narrative. The book subtly critiques the dangers of unchecked power, the allure of speculative bubbles (presented through a delightfully absurd investment scheme involving postage stamps), and the social consequences of economic inequality. He doesn’t offer easy answers, but rather forces the reader to consider the ethical implications of our financial systems.
The character development is, as always with Pratchett, superb. Von Lipwig’s transformation from self-serving trickster to a reluctant (but effective) guardian of Ankh-Morpork’s economy is compelling. He learns that innovation requires responsibility, and that true wealth isn’t just about accumulating gold but about building trust and providing value. Supporting characters like Adora Belle Dearheart, the brilliantly pragmatic Head of Counterfeit, add layers of complexity and humor to the narrative.
Pratchett’s writing style is, as expected, wonderfully witty and accessible. He employs satire with precision, poking fun at everything from bureaucratic inefficiency to the human tendency towards greed. He’s a master of using seemingly simple language to convey profound ideas, making complex concepts understandable for even the most novice reader.
Ultimately, *Making Money* isn’t just a fantasy novel; it's a surprisingly astute commentary on the world we inhabit. It’s a book that will make you laugh, think, and perhaps even question your own relationship with money. I wholeheartedly recommend it to anyone interested in history, politics, economics, or simply a good story well told. It's particularly relevant for those seeking to understand the underlying principles of finance and the human behaviors that drive markets. Terry Pratchett has once again delivered a masterful work that is both entertaining and profoundly insightful – and it’s one you won't soon forget.
About the Reviewer
M
Marcus Whitfield
History, Politics, Economics, Biographies, Business, Financial Literacy, Self-Help
Oxford-educated historian and economist. Former Financial Times columnist, now independent scholar focusing on the intersection of economics, history, and political philosophy. Author of three well-regarded books on economic history.
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